Finance

New Colorado payday lenders laws to go into effect

You will find new regulations on short term money loans in Colorado that will go into effect very soon. In August of this year, Colorado payday advance direct lenders may have the interest rates and repayment terms of their products capped. The bill is very centrist, weaker than some legislators had hoped for but stronger ...

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Capital One sued once more for deceptive rate of interest increases

Raising credit card interest rates on customers without telling them has gotten Capital One in trouble, again. Capital One was being sued for breaking the Truth in Lending Act earlier this year, but it was dismissed by a judge. The 9th Circuit thought the lawsuit should be reinstated on July 22. New credit card rules ...

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Social Security recipients, beware banks pushing personal loan

Social Security recipients – particularly those who depend entirely on it – don't need everyone skimming off the top. That's why there is a plan on the table to eliminate paper Social Security checks entirely. The Treasury has plans to phase the checks out by 2013 and send funds via direct deposit and prepaid debit ...

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SBA running out of low cost loans to businesses

The Small business Administration has been charged with helping companies weather the recession, and money is running out. The 7(a) lending program provides loans, personal and large, to small companies around the country. The program, which was funded by the American Recovery and Reinvestment Act, is in a holding pattern, waiting for more money. How low ...

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Getting good rates on personal loan

Everyone needs personal loan of some type, someplace along the line. Whether it’s an emergency cash loans until payday because you blew a flat tire, or for a home, car or college education, chances are you'll have to finance something eventually. If you are getting to the market for personal loans for no matter what ...

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